Resources
Tools & agencies to help you
Find HUD Agency
Connect with a HUD-approved housing counseling agency near you
Find a Lender
Search mortgage lenders in your state and compare offers
Down Payment Assistance
Search for DPA programs you may qualify for
Homebuyer Education
Complete your HBE certificate here
Badges & Achievements
View your earned merit badges and what's next
Annual Credit Report
Get your free credit report from the official source
App Tutorial
How to use every feature of ReadyOwn Pathway
Letter of Explanation
Write an underwriting LOE for credit gaps or file discrepancies
Credit Dispute Letter
Write a dispute letter to fix inaccurate credit report items
Frequently Asked Questions
Questions about the ReadyOwn Pathway homeownership education course and certificate
Glossary of Terms
Real estate and mortgage terminology used throughout the course
