Letter of Explanation

Write an underwriting LOE for credit gaps or file discrepancies

A Letter of Explanation (LOE) helps underwriters understand gaps in your credit history or loan file. Address what happened, why, how you fixed it, and why it won't happen again. Download as a PDF or email it to yourself to forward to your lender.

Your Name

Date

Subject / Re:

What Happened

Why It Happened

How I Resolved It

Why It Will Not Happen Again

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