Earn Your Homebuyer Certificate
Complete all six chapters and pass a short assessment to receive your certificate—perfect for sharing with lenders and program administrators. This course meets National Industry Standards and satisfies homebuyer education requirements for most mortgage products.
Exceeds National Standards
Our curriculum includes a dedicated Chapter 5 on Down Payment Assistance programs — content that goes beyond the baseline National Industry Standards to help you fund your down payment and closing costs.
Course Chapters
Financial Readiness
Credit, savings, debt-to-income, avoiding fraud
Mortgage Fundamentals
Loan types, rates, pre-approval, loan estimates
Shopping for Your Home
Agents, inspections, neighborhoods, offers
Getting to the Closing Table
Title, appraisal, closing disclosure, closing day
Down Payment Assistance
Grants, forgivable loans, HFA programs, combining DPA
Homeownership Success
Maintenance, equity building, avoiding foreclosure
Note: approves housing counseling agencies and certifies housing counselors — it does not approve or endorse homebuyer education courses. ReadyOwn Pathway aligns with the National Industry Standards for Homeownership Education & Counseling, and certificates are widely accepted for homebuyer education requirements by lenders and programs. ReadyOwn also connects you to HUD-certified housing counselors in your area via the HUD Agency Finder.
